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Rupayya (rupayya.com) is a fintech startup building a next-generation social Lending platform that enables secure and digital lending among trusted connections. Our core mission is to redefine how people access credit by leveraging social trust, data intelligence, and modern financial infrastructure.At the heart of Rupayya lies the concept of community-driven lending, where users can create lending circles or “pods” and transact within known networks. By combining peer-to-peer (P2P) lending models with a social credit graph, Rupayya enables more reliable and transparent credit decisions while reducing default risks.We are building a social credit infrastructure that uses behavioral data, relationships, and transaction patterns to enhance creditworthiness assessment beyond traditional financial metrics. This allows us to serve users who are often underserved by conventional banking systems
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